Landlords Insurance

What does Landlords Insurance Cover?

Depending on the policy selected, cover may include:

Building Insurance

Protection for the physical structure of the investment property against insured events such as fire, storms, hail, impact damage, vandalism, and theft.

Loss of Rent

Cover for loss of rental income if the property becomes untenantable following an insured event.

Tenant Damage

Protection against accidental or malicious damage caused by tenants.

Theft & Burglary

Cover for theft, attempted theft, and damage caused during break-ins.

Contents Insurance

Protection for landlord-owned contents such as carpets, blinds, appliances, furniture, and fixtures provided with the property.

Public Liability Insurance

Cover for legal liability claims if someone is injured or their property is damaged at the insured property.

Legal Expenses

Some policies may include assistance with certain tenancy-related legal expenses and tribunal proceedings.

Storm & Weather Event Cover

Protection against insured natural events including storms, hail, and certain flood-related risks depending on the policy.