Contract Works/ Construction Insurance

Construction projects involve complex risks, tight deadlines, expensive equipment, and multiple contractors working on-site. 

Whether you’re managing residential, commercial, or civil construction projects, we help arrange coverage suited to your operations, contracts, and project requirements.

What is Construction Insurance?

Construction Insurance is designed to help protect businesses and projects against risks associated with building and construction activities. Coverage can be tailored to suit different trades, project sizes, and construction exposures.

We assist businesses involved in:

  • Residential construction
  • Commercial construction
  • Civil works
  • Renovations and fit-outs
  • Property development
  • Trade contracting
  • Owner-builder projects
  • Infrastructure projects

    What does Construction Insurance Cover?

    Depending on your business activities and project requirements, cover may include:

    Contract Works Insurance

    Protection for construction projects against damage caused by events such as fire, storm, theft, vandalism, and accidental damage during the build.

    Public & Products Liability Insurance

    Cover for legal liability claims arising from personal injury or property damage caused by your business activities or completed works.

    Plant & Equipment Insurance

    Protection for excavators, bobcats, cranes, loaders, tools, and other mobile plant and machinery used on-site.

    Commercial Motor & Fleet Insurance

    Cover for utes, vans, trucks, trailers, and other business vehicles used for construction operations.

    Tools Insurance

    Protection for portable tools and equipment against theft or accidental damage.

    Professional Indemnity Insurance

    Cover for businesses providing design, consulting, or professional construction-related advice.

    Management Liability Insurance

    Protection for directors and business owners against claims relating to management decisions and business operations.

    Cyber Insurance

    Protection against cyber threats, data breaches, and digital business interruptions.

    Builders Warranty / Home Warranty Assistance

    We can assist eligible builders with understanding and arranging Builders Warranty or Home Warranty requirements where applicable.

     

    Industries & Trades We Support

    We regularly assist:

    • Builders

    • Developers

    • Electricians

    • Plumbers

    • Carpenters

    • Concreters

    • Excavation contractors

    • Roofers

    • Landscapers

    • Painters

    • Civil contractors

    • Trade subcontractors