Commercial Property Insurance

Commercial properties are exposed to a wide range of risks, from fire and storms to theft, accidental damage, and tenant-related incidents.Whether you own a building used as a motel, retail shop, warehouse, office, industrial property, or mixed-use building, we work with you to find suitable coverage for your property and operations.

Protect Your Building with Confidence

Commercial Property Insurance helps protect buildings and physical assets used for business or investment purposes against insured events that may result in damage or financial loss.

Policies can be tailored for:

  • Motel/Hotel
  • Offices
  • Retail shops
  • Warehouses
  • Industrial properties
  • Factories
  • Shopping centres
  • Mixed-use properties

What does Commercial Property Insurance Cover?

Depending on the policy selected, cover may include:

Building Insurance

Protection for the physical structure of your commercial property against risks such as fire, storm, impact damage, vandalism, and theft.

Contents & Business Assets

Cover for office equipment, stock, machinery, furniture, and other business-related assets kept at the property.

Loss of Rent

Helps cover lost rental income if the property becomes untenantable following an insured event.

Business Interruption

Protection against loss of income and ongoing operating expenses caused by insured property damage.

Public Liability Insurance

Cover for legal liability claims arising from injury or property damage connected to your property or business activities.

Glass & Accidental Damage

Protection for internal and external glass, signage, and accidental damage to insured property.

Theft & Malicious Damage

Cover for theft, attempted theft, and malicious damage caused by third parties.

Catastrophe & Weather Event Cover

Protection against insured natural events including storms, hail, flood, and other weather-related damage.