Professional Indemnity Insurance
Providing professional advice or services comes with responsibility. Even experienced professionals can face claims relating to errors, omissions, negligence, or misunderstandings.
Whether you are a consultant, contractor, advisor, or professional service provider, we work with you to find coverage suited to your industry and level of risk.
What is Professional Indemnity Insurance?
Professional Indemnity Insurance helps protect businesses and professionals against claims arising from alleged negligence, errors, omissions, misleading advice, or breaches of professional duty in the services they provide.
This type of insurance is commonly required by contracts, industry bodies, licensing authorities, and clients.
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What does Constrution Insurance Cover?
Depending on the policy selected, cover may include:
Negligence Claims
Protection against claims alleging professional negligence, mistakes, or failure to deliver services as expected.
Errors & Omissions
Cover for financial loss suffered by clients due to errors, omissions, or incorrect advice.
Legal Defence Costs
Assistance with legal costs associated with defending covered claims and allegations.
Breach of Duty
Protection against claims relating to breaches of professional duty or contractual obligations.
Misrepresentation & Defamation
Cover for allegations involving unintentional defamation, misleading statements, or reputational harm caused during professional services.
Intellectual Property Risks
Some policies may include protection for unintentional breaches of intellectual property rights.
Loss of Documents & Data
Cover relating to lost client documents, records, or certain data-related incidents.
Professions We Support
We regularly assist:
- Consultants
- IT professionals
- Engineers
- Architects & designers
- Accountants & bookkeepers
- Real estate professionals
- Marketing & media agencies
- Recruitment consultants
- Management consultants
- Surveyors
- Trainers & educators
- Property professionals
- Healthcare and allied service providers