Home and Contents Insurance

What does Home and Contents Insurance Cover?

Depending on the policy selected, cover may include:

Building Insurance

Protection for the physical structure of your home against insured events such as fire, storms, hail, impact damage, vandalism, and theft.

Contents Insurance

Cover for household belongings including furniture, appliances, electronics, clothing, and personal items.

Accidental Damage

Optional protection for accidental loss or damage occurring within the home.

Theft & Burglary

Cover for theft, attempted theft, and damage caused during break-ins.

Storm & Weather Event Cover

Protection against insured natural events including storms, lightning, hail, and certain flood-related risks depending on the policy.

Temporary Accommodation

Assistance with temporary accommodation costs if your home becomes uninhabitable following an insured event.

Legal Liability

Protection against legal liability claims if someone is injured or their property is damaged at your home.

Portable Valuables

Optional cover for selected personal items such as jewellery, laptops, phones, and watches while away from home.