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Plant and Machinery/Equipment Insurance
Plant and equipment are essential assets for many businesses across construction, earthmoving, transport, agriculture, and industrial industries. Damage, theft, or breakdown of critical machinery can result in costly delays and financial disruption.
Whether you own a single machine or operate a large fleet of equipment, we help arrange coverage suited to your business and industry requirements.
What is Plant & Equipment Insurance?
Plant & Equipment Insurance helps protect mobile and fixed machinery, equipment, and specialised assets used in business operations against a range of insured risks.
Coverage can be arranged for:
- Excavators
- Bobcats and skid steers
- Cranes
- Forklifts
- Loaders
- Bulldozers
- Graders and rollers
- Generators and compressors
- Agricultural equipment
- Trailers and attachments
- Portable machinery and tools
- Drill Rigs
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What does Plant & Equipment Insurance Cover?
Depending on the policy selected, cover may include:
Accidental Damage
Protection against accidental loss or damage occurring during operation, transport, loading, unloading, or storage.
Theft & Vandalism
Cover for theft, attempted theft, and malicious damage to insured machinery and equipment.
Fire & Weather Events
Protection against insured events such as fire, storm, hail, flood, and impact damage.
Breakdown Cover
Some policies may provide protection against mechanical or electrical breakdown for eligible equipment.
Dry Hire & Wet Hire Cover
Coverage options for businesses hiring out equipment with or without operators.
Transit & Transportation
Protection while machinery and equipment are being transported between worksites or locations.
Hire Costs & Business Interruption
Some policies may assist with temporary hire costs or financial losses caused by insured damage events.
Public Liability Options
Liability cover can often be packaged alongside plant and equipment insurance for broader business protection.
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Phone : 02 4092 9409
Emal: info@z1insurance.com.au
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